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Life insurance needs calculator

Use this educational calculator to consider debt, income replacement, future expenses, final expenses, existing coverage, and liquid savings. Results are general estimates, not individualized advice.

Your information inputs

Your coverage analysis outputs

Total Needs
$1,110,000
Total Current Resources
$20,000
Estimated Coverage Gap
$1,090,000

Use the result as a question, not a recommendation.

Several factors affect cost and availability, including age, health, and the type and amount of insurance purchased. Discuss your circumstances with a qualified insurance professional.

Life insurance policies have expenses, including mortality and other charges. Please consider whether you are insurable before implementing a life insurance strategy.

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